As a member of Allegheny Energy Federal Credit Union, you have access to affordable financial products including low rate loans, diverse share savings with high rates, checking accounts, and convenient access to funds with Visa Debit Cards and Visa Credit Cards.
To learn more about our financial products simply scroll down the page.
LOANS
Apply on-line for many of the loans listed below.
- BONUS - Receive a 0.50% discount off the loan rate when loan payment is set up through direct deposit
- VEHICLE LOAN (new and used) Term based on model year of vehicle
- SIGNATURE LOAN (unsecured personal loan) Up to 5 year term
- HOME EQUITY LOAN (fixed rate, Closed-end) Up to 15 year term
- HOME EQUITY LOAN (fixed rate & variable rate Line of Credit) Up to 15 year term
- MOBILE HOME LOAN
- SHARE SECURED LOAN (up to 5 year term)
- SHARE CERTIFICATE LOAN
VISA CREDIT CARD
AEFCU offers a low rate 8.90% APR all the time on purchases, balance transfers, and cash advances. There is no annual fee and a 25-day grace period on purchases. Maximum Line of Credit is $10,000. Earn Scorecard® Rewards Bonus Points on every purchase. View rewards and check your bonus points total at www.scorecardrewards.com. Pay your bill and manage your Visa account at eZCardInfo.com. To report a lost or stolen VISA Credit card: contact AEFCU during business hours or 1-800-991-4961 after business hours.
VISA DEBIT CARD
Use your Visa Debit Card wherever you would have used a check in the past. You can pay with you card quickly and conveniently at millions of merchant locations worldwide that accept Visa.
Your Visa Debit Card allows you to conduct up to 10 transactions per day. You may conduct a maximum of $1,000 per day signature-based purchases by selecting "Credit". You may conduct a maximum of $510 per day between ATM withdrawals and PIN-based purchases by selecting "Debit". There is a $1,000 per day maximum transaction total, of which no more than $510 may be ATM withdrawals and PIN-based "Debit" purchases. Your limits will reset each day (7 days a week) around 3PM (EST).
Your first 15 ATM transactions each month are free and an AEFCU charge with a $0.50 per transaction fee, thereafter. Withdrawals for transactions are made from your share draft account and overdraft protection does not apply.
To report a lost or stolen Visa Debit Card contact AEFCU during business hours or 1-800-523-4175 after business hours.
Transactions processed using the Visa Debit Card may take up to 48 hours to update to your credit union account. This processing time also applies in reverse to Home Banking/Phone/Office transactions before they are updated to the Visa Debit Card system.
See our Home Page for surcharge free ATM information.
SHARE (SAVINGS) ACCOUNT
The first step to membership is a minimum deposit of only $25. $25 must remain in your account at all times in order to continue your membership. Once you have a Share Account, members of your immediate family can take advantage of the benefits of AEFCU. Your Share Account will earn a high dividend rate that will be credited to your account quarterly. Share accounts are governed by Regulation D, as are all depository institutions' share accounts. Contact the Credit Union for information and transfer limitations.
SHARE DRAFT (CHECKING) ACCOUNT
Please be sure you have AEFCU’s correct Routing and Transit (ABA) number on your checks. The ABA number is 243381764 and appears on the bottom left of your checks.
- First Order of 50 Checks Free
- No Minimum Balance Requirement
- No Monthly Service Fees
- Unlimited Check Writing
- Monthly Statements
- Visa Debit Card Availability
CHRISTMAS CLUB ACCOUNT
For convenient deposits, arrange for weekly, bi-weekly or monthly direct deposits. This account earns dividends that are credited to your account quarterly.
SHARE CERTIFICATES
AEFCU offers Share Certificate's (CD’s) with varying terms and competitive rates . Interest is credited monthly.
IRA ACCOUNTS
No matter what your age, now is the time to start planning for your financial future. An Individual Retirement Account can help you build for your retirement today through a tax-deferred savings plan. AEFCU offers both Traditional IRAs and Roth IRAs. You may open an IRA Share (Savings) Account or an IRA Certificate (CD).
Don't forget to click on our "Services" tab.
